Power Sports Insurance Program

J. D. Smith & Associates Insurance Brokers Inc. is partnering with it’s Insurance Carriers with the new Power Sports Insurance Program TM that will provide a snowmobile insurance program designed to meet snowmobilers specific insurance needs.

Please note that we have great rates for snowmobiles when we combine it with your Home and Car. WE CANNOT INSURE SNOWMOBILES ONLY.

Our program has been endorsed by the Ontario Federation of Snowmobile Clubs (OFSC) and includes options for Personal & Commercial Insurance products, along with:
  • Quality, competitively priced products and services

  • A unique program that benefits the snowmobile industry by making sled insurance more accessible, available and affordable

  • A program developed by snowmobilers, for snowmobilers

  • OFSC members benefit from a 10% group discount on insurance

  • An additional 10% discount is available when the sled is accompanied by a Private Passenger Vehicle

Snowmobile Insurance

Developed for snowmobilers by snowmobilers, the Power Sports Insurance Program TM is designed to meet your unique needs. We insure all types of standard, factory produced, non-modified adult dual-ski snowmobiles - including Touring, Utility, Trail/Sport, Deep Snow/Mountain, Hybrid/Crossover and Performance models.

  • There is no upper engine size limit (minimum engine size is 200cc).

  • There is no maximum vehicle value limit.

  • No vehicle age restrictions.

  • Principal operator must be at least 16 years old and have a valid motor vehicle licence.

  • We have great rates for snowmobiles when we combine it with your Home and Car.

We also offer valuable options that can be added to your snowmobile policy.

  • We can provide coverage for snowmobile accessories and cutters/sleds other than factory installed equipment.

  • Our Limited Waiver of Depreciation option is available on all snowmobiles except Performance, for 24 months and ensures that you are reimbursed the original purchase price.

  • Full coverage applies all year round so you don't have to worry about forgetting to call your Broker twice a year to add or remove coverage.

  • A highly competitive insurance offering.

Please complete our online insurance form and one of our Commercial Sales Specialists will be happy to assist you.


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